Insurance is a way to manage your risk. When you buy insurance, you purchase protection against unexpected financial losses.

The insurance company pays you or someone you choose if something bad happens to you.

Life insurance is a legally binding contract that promises a death benefit to the policy owner when the insured person dies.

The policyholder must pay a single premium upfront or pay regular premiums over time for the life insurance policy to remain in force,.

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The life coverage amount is determined by the premium paid and the policy's sum assured.